Finance & Insurance

The members of our finance department work everyday with lenders and banks to assure the very best rates when financing our customers.

Our staff works hard to assure that Barney's of Brandon can supply the very best in financing packages to our customers, especially for our customers who may need a little help in overcoming prior credit history.

As a customer you can be sure you are finding the very best in support of financing packages when you're shopping with Barney's of Brandon.

VIP Maintenance

The best way to avoid expensive repair costs is to maintain your vehicle regularly.  VIP Maintenance is a convenient and affordable way for you to maintain your vehicle according to the owners manual maintenance schedule.

Features and Benefits:

• Unlimited oil changes every 2,000 miles during your VIP term.
• Does not VOID your warranty.
• Perform factory recommended maintenance that covers all parts and labor (see owners manual).

Increase Value

• Increase the resale value by taking care of your asset.
• Complete safety inspection with every service visit.
• Finance your vehicle maintenance costs. 

Better Budgeting

• Minimize the risk of high cost repairs.
• Bring your vehicle in when needed, not only when you can afford to have it serviced.
• Lock in current prices for parts and labor to avoid inflation.

 Extended Service Contract

What is an Extended Service Agreement (ESA)?

The extended service agreement will pay to repair mechanical breakdowns due to manufacturer defects after the manufacturer warranty expires.

Why purchase and Extended Service Agreement?

Manufacturer warranties expire within a limited time for a reason.  There are considerable repair costs expected after the factory warranty expires.  Even if you are mechanically inclined, advances in technology require special tools and training to work on your vehicle.

Features and Benefits:

• Nationwide Protection - Coverage is effective wherever you ride.  Repairs can be performed by any authorized facility in the U.S. or Canada.
• Transferable Protection - Increase the value of your vehicle by transferring your coverage to the next private purchaser or dealer.
• Pick-up and Delivery Reimbursement - is convenient when a covered component fails and disables your vehicle.  Pick-up and delivery charges will be reimbursed up to a set amount depending on the service plan purchased.
• Travel expenses reimbursed up to a set amount depending on the service plan purchased.

* For features and benefits see contract for eligibility.

 GAP Protection

What is GAP Protection?

GAP Protection will pay the difference between your loan balance* and the actual cash value (ACV) if your vehicle is declared a total loss due to collision or theft.  Actual amount of claim may be affected by limits on the maximum loan balance covered** and other important conditions and exclusions.  See contract for specific terms, limits and exclusions.

When do you need GAP Protection?

Most people owe more than their vehicle is worth for the first few years of ownership due to taxes, registration, and fees.  In addition, initial depreciation exceeds the amount of prinicpal paid back during the first few years of the loan.

Planning to pay off your loan early?

Good for you!  However, the majority of GAP claims occur in the first 24 months of ownership.  Purchase GAP now so you are covered when you need it most.

Will GAP Cover the Deductible?

GAP will cover your deductible up to pre-set limits.***

*Loan balance at time of loss.  Revolving balances are calculated by re-amortized the initial loan balance using a 60 month term. **The maximium loan balance covered is limited.  Any amount in excess of the limit is not covered by GAP and is the responisbility of the borrower.  See contract for specific limits.  *** Deductible reimbursement benefits are not available in all states.  Ask your representative if this benefit is available where you live.

Road Hazard Tire & Wheel Protection

What is Road Hazard Tire & Wheel Protection?

Road Hazard Tire & Wheel Protection will replace your tire and wheels damaged by road hazards including nails, pot holes, etc. Limits apply - See contract for specific coverage and exclusions.

Given today's road contitions, picking up a nail or hitting a pot hole happens frequently.  The tires used on new motorcycles are high-tech and expensive to replace.  Ask your representative how much it would cost to replace your tires and wheels.  Protection includes towing reimbursement due to road hazard claims.